September 7th, 2011

Green Appraisal Addendum

Like many people out there, with mortgage rates as low as they are right now, we are looking into refinancing. So I wanted to bring up something that Earth Advantage is doing: In the process of refinancing, buying, or getting a construction loan, banks need to know that what they are lending for is a sound investment so they send out an appraiser to determine what this property or proposed property might be worth. Unfortunately appraisers tend to only look at a handful of standardized metrics for determining the value of a home (size, number of bathrooms, garage, etc… ), and green measures are rarely if ever looked at or given value. Some of this is because of basic lack of education on the appraiser’s side, and some of it is lack of ability to give evidence of value for green measures (for reasons like a lack of comperables). Read the rest of this entry »

April 13th, 2010

money

Now that its tax time I thought it would be a good time to talk about financial incentives for green building. Read the rest of this entry »

March 29th, 2010

Closet and Paperwork

We’re still in the long process of moving in… Mostly sorting and unpacking and wading through a sea of boxes. Of the work that is still underway, our closet was installed a couple days ago. Read the rest of this entry »

March 18th, 2010

Moving In

A big thanks to everyone who showed up on Sunday. We had probably around two hundred and fifty people come through the house and we’re pretty thrilled to have been able to share our house with so many neighbors and architecture enthusiasts. Read the rest of this entry »

November 10th, 2009

The Last Two Weeks

For the last couple weeks we have been out of town. The photo above is from the platform of the Palm Springs train station… We didn’t stay there, we were on our way home on a train trip that brought us to Chicago, Austin/San Antonio, and points in between. Meanwhile, work has been progressing on the house. Read the rest of this entry »

August 22nd, 2009

Our Troubles With Banks

Our Third Construction Draw

Over the last month we’ve accumulated a bunch of things that need to be paid for.  Most of the major work done so far will be included in this (our third) draw on our construction loan…  The foundations are in it, as well as excavation, survey and water proofing.  Also in this draw are the final payment for our SIPs and our deposit for windows.  After we submitted this draw request, our bank came back to us saying that they would not fund the entire requested amount for the windows and SIPs.  These are invoiced items, and construction cannot continue without them. Read the rest of this entry »

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